2024 Financing & Promotions

Home  > Financing

Limited-time financing incentive available:

Get up to $8,000 towards your closing costs

Rainey and our preferred lender are contributing up to $8k to make your dream of owning a new Rainey Home more obtainable than ever. Funds can be used towards rate buydowns, reducing cash out of pocket, and more. To learn more, follow the link below.

Special limited-time mortgage rates available on Cottage Homes at Daybreak! Act fast to get a below-market rate during our Cottage Home Special. Click the link to see the homes that qualify.

Preferred Lender Benefits

Closing Cost/Rate Buydown Incentive*

When you close your loan with our preferred lender, Rainey Homes and Team 101 at Northpointe Bank will make a combined contribution of up to $8,000 towards your closing costs. This can also be used for rate buydowns!

Upfront, Underwritten Approval

Your earnest money and construction deposit are non-refundable. However, they will issue an underwritten approval up front so when you put a down payment on your new home, you can be confident that you can close on your home when it is ready.

The Process

They are very familiar with the Rainey Homes building process. They will make the experience as seamless as possible, so you feel less stress and more excitement about your new home purchase.

* The Preferred Lender Promotion may not be used in conjunction with any other offer or incentive. Valid on any Rainey Home property listed on this website closed on or before December 31st, 2024. The Preferred Lender Promotion may change or be discontinued at any time without notice.


Jeff Morgan

Branch Manager | NMLS #256029

I'm excited to help you find the best financing solution for your new Rainey Home.

Team 101 at Northpointe Bank

Member FDIC | Equal Housing Lender